Cottage Insurance

Cottage Insurance

Whether your seasonal home is a cottage on a lake or a mobile home in a campground, we have a seasonal policy that can cover you.

 

A ‘Basic Seasonal’ policy will usually cover: fire and lightning, explosion, smoke, falling object, impact by aircraft or land vehicle, riot, certain water damage losses, windstorm or hail, and electricity.

A ‘Broad Seasonal’ will usually cover all of the above plus vandalism or malicious acts, burglary, robbery and damage caused by bears.

A ‘Seasonal Homeowners’ policy will usually cover all of the above plus theft, attempted theft, glass breakage, transportation, collapse or partial collapse of the building.