HOME INSURANCE

Financially, in this day and age, very few people can afford to go without proper home insurance. A home is likely to be the largest single investment we make.

At PMC Insurance and Assurance’s PMC Desaulniers Insurance, we can offer you very competitive rates for all your home insurance needs. As an independent insurance broker, we work with several large and reputable insurance companies, to find the coverage that best suits your requirements.

Home insurance policies generally fall into two main categories:

- Broad Form: Broad form policies provide protection on an “All Risks” basis on the building, but on a named perils basis on the contents, subject to policy exclusions, limitations and conditions.

- Comprehensive Form: Comprehensive form policies provide “All Risks” coverage on both the building and the contents, subject to policy exclusions, limitations and exclusions. While more expensive, comprehensive policies provide better protection than broad form policies.

The key to lowering your annual premium is to maximize your available discounts. Providing you qualify the following are some of the discounts that can be applied to lower your home insurance annual premium:
- Age 50 plus
- Alarm discount, local and /or monitored
- New home
- Claims free
- Mortgage free

For more information or to obtain a quote, please call, email or visit one of our locations.

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